Assisted Living

12/4/2017 | By Seniors Guide Staff

What’s the Cost of Senior Housing in Kentucky?

Kentucky offers very good value for your retirement dollar—real estate and the cost of living are much lower than most other states, while the recreational activities are exceptional. This great value extends to the various levels of care that seniors may require at different long-term care facilities.

Active Adult Homes—These are homes specifically built for active retirement-age adults, designed for low maintenance and ease of access; they offer plenty of amenities. One can expect to pay a premium for living in these planned communities.

Cost info: You’ll find a wide range of prices associated with this type of senior residential living. Detached homes will cost more than condos, and more amenities and more space also increase prices. A broad survey shows that choices begin in the mid-$40,000 range and go up to $365,000, depending on location.


Independent Living / Retirement Communities—These are for active and independent retirement-age residents who are in charge of their own lives. Residents can select from a range of housing options and a wealth of activities, clubs and classes.

Cost info: The average cost for an independent living community in Kentucky is $2,435 per month with lows at $1,580 going up to $3,393.


Assisted Living—These facilities offer otherwise independent residents help with many daily activities such as bathing, management of medications, transportation to doctor’s appointments, and meal prep. This environment accommodates a degree of independent living in a socially enriched environment.

Cost info: The median cost across Kentucky is $3,300 per month, but residents of Lexington can expect to pay $3,999 while those in Owensboro will pay closer to $1,751.


Skilled Nursing Care/Nursing Home—Registered nurses provide the care and residents receive help with hygiene and prescription management. Many social activities and special events are made available to residents.

Cost info: The average cost ranges from $6,266 to $6,981 per month, depending on room type. Private rooms will cost about 15% more than semi-private rooms. However, the range increases in the larger cities to $6,692 to $7,832.


Memory Care—This type of specialized care for patients with dementia and Alzheimer’s is usually available as an add-on service at assisted living facilities. There are over 20 memory care facilities in Kentucky.

Cost Info: The most recent figures show that the average monthly cost is about $4,403.


Rehabilitation Care—These are usually temporary but round-the-clock services that can be provided at home or in special facilities. It includes therapy and care that allows seniors to regain their strength and abilities after a life-altering event.

Cost info: The cost ranges from $191 to $260 per day, depending on locality, type of room, and range of services.


Senior Apartments –These apartments are designed for ease of living and low maintenance. They offer the still-independent senior a dwelling and a community that caters strictly to seniors in their own home without the upkeep.

Cost info: The highest costs in the state of Kentucky are found in the Lexington-Fayette metropolitan area with an average cost of $25,900 yearly. The lowest prices are around the Owensboro area, with a median annual cost of $12,352.

Seniors Guide Staff

Seniors Guide has been addressing traditional topics and upcoming trends in the senior living industry since 1999. We strive to educate seniors and their loved ones in an approachable manner, and aim to provide them with the right information to make the best decisions possible.

Seniors Guide Staff